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A finished, furnished living room in a modern Indian apartment

Delhi & Noida · 9650-50-6444

We give the Perfect Advice, Perfect Deal just when you need, at Best Rates

Mortgage lending involves both financial and legal complexities, particularly when collateral is concerned. With 25+ years of senior-level experience across Sales, Credit, Product, and Policy Design at banks and NBFCs, our team has the expertise to assess each case holistically. We endeavour to provide clear, practical, and effective guidance at every step.

Estimate your EMI

Indicative

Monthly instalment

₹44,186

₹56,04,529 of interest over 20 years

₹50 L
8.75%
20 yr
Send these numbers to us

25+ yrs

Corporate experience

Worked with several banks and NBFCs at senior levels.

1,00,000+

Customers underwritten

Across Sales, Credit, Product and Policy designing.

Banks & NBFC

Bank tie-ups

Strategic tie-ups with leading banks and NBFCs to cater to diverse financing requirements.

3 Offices

Delhi & Noida

Moti Nagar, Mayur Vihar Phase-1 and a floating office at Noida-119.

Products

EMI calculator

Move the sliders to see your monthly instalment, total interest and total payable. Indicative only — your final rate depends on the lender, profile and collateral.

₹ 50 L
₹ 1 L₹ 5 Cr
8.75 %
620
20 years
130

Prefer exact numbers? Type them in — the sliders and the boxes stay in sync.

Monthly EMI

₹44,186

over 240 monthly instalments

Principal
₹50,00,000
Total interest
₹56,04,529
Total payable
₹1,06,04,529
Principal 47%Interest 53%
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Talk to Mr. Manish Jotwani on 9650-50-6444

Who you would be working with

About Us

We are team of Mortgage Professional having a corporate experience of more than 25 years. We have worked with several banks and NBFC’s at senior levels in Sales, Credit, Product and Policy designing.

This concept of Mortgage Loans and having knowledge is very technical in nature. We would have underwritten over 1,00,000 customers; however every case is different from other and especially when it is mixed with legal aspects of collateral.

Where we add value

Most people do not have the expertise to iron out every issue that comes up while applying for a loan. That is where an expert makes the difference — someone who can get you exactly what you need, from the right financial institution, at the lowest possible rate.

Our lender network

We have tie-ups with PSU and private sector banks across the full range of financing requirements — Home Loans, Loan Against Property and OD limits — so your case goes to the lender most likely to approve it on the best terms.

We normally DO NOT CHARGE ANY COMMISSION FROM CUSTOMER, instead can arrange to provide discounts on Processing fees from Banks

Frequently asked questions

The questions borrowers ask us most often, answered plainly.

  • How will the Bank decide the loan amount I am eligible for?

    Bank will decide the loan amount based on your repayment capacity. Repayment capacity takes into consideration factors such as income, age, qualifications, number of dependant, spouse’s income, assets, liabilities, stability and continuity of occupation and savings history. However, the eligibility of loan shall not exceed 90% of the cost of property.

  • Who can be co-applicant to the loan?

    You can include your spouse/parents/brother/sister as a co-applicant for the Loan. His / her income can be added to enhance the loan amount. However, all co-owners of the property should necessarily be the co-applicant.

  • What are the fees you will be charged?

    You pay nominal login fees to the bank. Post sanction you pay processing fees. Till the time we are getting payouts from Bank, we normally do not charge for our services.

  • How will the rate of interest calculated?

    Interest is calculated on daily reducing balance. Your monthly out-go (equated monthly instalment - EMI) is much lower as compared to the interest on annual reducing balance.

  • What is the tenure of the loan?

    You can repay the loan over a maximum period of 15 years. Repayment will not ordinarily be extended beyond the age of retirement (if you are employed) or on your reaching 60 years of the age, whichever is earlier. However, Bank will be endeavoring to determine the repayment period to suit your convenience.

    We can arrange Longer tenure and flexi options - Connect with us

Contact us

We have stationed offices in Delhi at DLF Commercial Complex Moti Nagar and Mayur Vihar Phase-1, and a floating office at Noida-119.

Leave your details and we will call you

No charge for the conversation — tell us what you are looking at and Mr. Manish Jotwani will call you back.

+91

We only use these details to contact you about this enquiry. We do not charge customers a commission.

Prefer to reach us directly?

You can call or WhatsApp on 9650-50-6444 and mail at manish.jotwani7@gmail.com

Our offices

  • DLF Commercial Complex, Moti Nagar, Delhi
  • Mayur Vihar Phase-1, Delhi
  • Noida-119 (floating office)

Not sure which loan fits your case?

No two cases are the same, especially when collateral involves legal considerations. Talk to us directly, and we’ll help you understand your position.